The First Thing You HAVE To Do In The Home Buying Process... Items You Need For Lender Loan Pre-Appr

Interested in buying? Not sure where to start? Well the first step in any home buying process is the pre-approval. Here is a list of the documents your lender will need for pre-approval:

• Last 30 days of paystubs

• 2014 and 2015 W-2's or 1099's, if applicable

• 2014 and 2015 filed Federal tax returns, all pages, all schedules - both personal and for any corporations/LLCs. Please be sure to include K-1's and full returns, if applicable

• Last 2 months bank statements for any assests you will be including on the loan application, all pages (even blanks)

• Copy of your most recent mortgage statement for all properties owned with mortgages, if applicable

• Copy of your most recent home owners declarations page (hazard insurance on your home) for all properties owned, if applicable

• If you have an AMEX card, please provide the last month statement for that account

Give me a call to dicuss your real estate lending needs! I work with a variety of lenders that can walk you through the process of purchasing a home. I look forward to working with you.

Mark Pattison

619-777-9092