Your lender needs to receive:

  • Copy of ratified Sales Contract (I will provide this.)

  • MLS printout for the listing (I will provide this.)

  • Public Record information (I will provide this.)

  • Documents pertinent to loan application (You will provide these.)


Your Lender will order the appraisal. (I will meet the appraiser at the home). 


Your Lender will prepare a new Good Faith Estimate of your settlement charges.


IMPORTANT: Please do not attempt to change lenders from the company which issued your commitment letter without fully discussing it with me. Changing lenders at this point creates the very real possibility of not being able to meet your settlement date, defaulting on your financing and/or placing your deposit in jeopardy. Using an Internet-based lender is problematic. I cannot help facilitate the process when a client uses an Internet lender and service is poor. I highly recommend the use of a local lender.

Click here to continue to Step 8: Prepare for Your Closing

PorchLight Realty Team

Cal BRE #01953760

4612 Park Blvd

San Diego, CA 92116

Broker: eXp Realty

Cal BRE #01878277

2603 Camino Ramon, Suite 200

San Ramon, CA 94583

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